MANILA, PHILIPPINES - A Government drive to increase the number of poor Nepalese with legal identity documents, which are required to gain access to essential benefits and services, is to receive support from the Asian Development Bank (ADB).
A $2 million grant from the ADB-administered Japan Fund for Poverty Reduction (JFPR) will fund awareness raising programs and intensive registration campaigns.
"The poor and vulnerable in Nepal have very little access to goods, resources, and opportunities such as social welfare benefits or free school textbooks, and one of the reasons for this is they don't have legal identity documents, such as birth, citizenship, migration, marriage, and death certificates," said Jogendra Ghimire, counsel at ADB's Office of the General Counsel.
It is estimated that at least 75% of Nepal's population do not have a birth certificate, and that between 3 million and 5 million people eligible citizens have not acquired citizenship.
An outdated and complex legislative framework, burdensome procedures, low awareness among Government officials and the general public, high registration costs, discrimination, and low capacity have all contributed to the lack of legal documentation among the poor.
The ADB project will be implemented over four years in the districts of Kathmandu, Jhapa, Ilam, Bhaktapur, Latitpur, Palpa, Rupandehi, Mustang, Kailali, and Dang. It will aim to provide birth certificates and other identity documents to at least 80% of residents in the target areas, and ensure individual details are logged in a computerized civil registration system able to be accessed by relevant Government departments. Registration training for civil servants and a public awareness campaign will also be conducted.
The JFPR was established by the Japanese Government and ADB in May 2000 to provide direct relief to the poorest and most vulnerable segments of society while building up their capacities for self-help and income generation.
Source: http://www.adb.org/Media/Articles/2009/13037-nepalese-social-welfare-projects/
Sunday, October 18, 2009
Tuesday, October 6, 2009
Doctors Calling for Health Insurance Reform
Doctors know as well as anyone that inaction on health insurance reform is no longer an option. They’ve seen first-hand what’s broken about our health care system; how, despite the fact that we spend twice as much as any industrialized nation, we aren’t any healthier for it. They’ve seen what happens when their patients’ coverage is retroactively canceled just when they need it most. The heartbreak a family endures when they can’t afford the care they need. Or the aftereffects of going too long without a regular checkup or screening. Doctors also spend far too much of their time running down forms and quibbling with insurance company bureaucrats, instead of caring for patients. One recent study found that the average physician spends 142 hours every year interacting with health plans, to the tune of $68,274 per physician per year.
For all these reasons, doctors joined President Obama at the White House this morning to join the push for health insurance reform.
Over the past week, OFA has been organizing events for health insurance reform with doctors and nurses across the country. At a “Roundtable” event in Gainesville, FL, Dr. Rob Hatch said the health care status quo is unsustainable and unacceptable. Here’s his quote from an article in the Gainesville Sun:
"It's just inexcusable. It's absolutely inexcusable and we need to do something about it. One reason our health care is so bad is that we have so many uninsured people," Hatch said.
In Albany, Georgia, about half a dozen doctors are planning to make 40,000 calls for health insurance reform. They’re talking to locals about what reform will mean for them, answering questions, debunking rumors and asking them to call on their senators and representatives to support President Obama’s plan. Here’s an excerpt from the piece on WALB News:
"I was calling to discuss health care reform with you," said Dr. Tania Smith, of Prestige Pediatrics.
Public opinion over health care reform remains divided and now these south Georgia health care professionals are weighing in. They joined forces with Organizing for America to push reform now.
"Right now people are looking for answers, they're looking for the truth about health care reform and doctors are a great place to start," said Ken King, Organizing for America.
Pediatrician Tania Smith is on the front line of this debate. While critics worry the President's plan may take decisions away from doctors, she feels insurance companies are already doing that. "As the system is going now we have a lot of people who are medically ignorant making decisions and denying claims and making insurance populations where you don't have any wellness visits included in your plan," said Smith.
As part of our multi-pronged work with doctors, we recently launched an effort asking doctors to write and send “Letters to the Editor” to their local papers to make the case for reform. Have you written a LTE to your hometown paper?
For all these reasons, doctors joined President Obama at the White House this morning to join the push for health insurance reform.
Over the past week, OFA has been organizing events for health insurance reform with doctors and nurses across the country. At a “Roundtable” event in Gainesville, FL, Dr. Rob Hatch said the health care status quo is unsustainable and unacceptable. Here’s his quote from an article in the Gainesville Sun:
"It's just inexcusable. It's absolutely inexcusable and we need to do something about it. One reason our health care is so bad is that we have so many uninsured people," Hatch said.
In Albany, Georgia, about half a dozen doctors are planning to make 40,000 calls for health insurance reform. They’re talking to locals about what reform will mean for them, answering questions, debunking rumors and asking them to call on their senators and representatives to support President Obama’s plan. Here’s an excerpt from the piece on WALB News:
"I was calling to discuss health care reform with you," said Dr. Tania Smith, of Prestige Pediatrics.
Public opinion over health care reform remains divided and now these south Georgia health care professionals are weighing in. They joined forces with Organizing for America to push reform now.
"Right now people are looking for answers, they're looking for the truth about health care reform and doctors are a great place to start," said Ken King, Organizing for America.
Pediatrician Tania Smith is on the front line of this debate. While critics worry the President's plan may take decisions away from doctors, she feels insurance companies are already doing that. "As the system is going now we have a lot of people who are medically ignorant making decisions and denying claims and making insurance populations where you don't have any wellness visits included in your plan," said Smith.
As part of our multi-pronged work with doctors, we recently launched an effort asking doctors to write and send “Letters to the Editor” to their local papers to make the case for reform. Have you written a LTE to your hometown paper?
Sunday, October 4, 2009
South Asian youth declaration on climate change
Read the declaration made by youth at the South Asian Youth Summit on Climate Change held on 6 September 2009 in Dhulikhel, Nepal. Youth express their concerns and are deeply perturbed by the impacts and causes of climate change on human and natural systems and reaffirm the fundamental relationship between human and natural systems. For details, click here.
SOURCE: [E-civicus] e-CIVICUS 455 14 September 2009
SOURCE: [E-civicus] e-CIVICUS 455 14 September 2009
Saturday, October 3, 2009
Few pics of Indonesia Earthquake 2009 !!!
http://images.google.com/images?gbv=2&hl=en&q=indonesia+earthquake+2009&sa=N&start=20&ndsp=20
Source: images.google.com
Source: images.google.com
Thursday, September 24, 2009
US Vice President Biden at the National Association of Insurance Commissioners: "An unsustainable position"
Yesterday, Vice President Joe Biden addressed a meeting of the National Association of Insurance Commissioners at Maryland's National Harbor. He concentrated on the rapidly rising costs of health care in America, a factor in the debate known all too well to those charged with regulating our state insurance markets.
Vice President Biden also spoke about reform as a "moral issue," noting that no one can truly be secure in their insurance with our current system. Check out highlights from the speech below, or read the full remarks at WhiteHouse.gov.
You understand first-hand this crisis. You've seen the impact on families, and on businesses, of the skyrocketing insurance premiums. You've seen the pressure it places on hard-working Americans and on businesses, who in my view overwhelmingly want to do the right thing by their employees by providing health -- decent health coverage, but are put in a really difficult spot.
And you're working hard each and every day to combat these problems and to stop the unjustifiable increases in health care costs and insurance costs, I should say, in just as -- just look at what you've been up against. I know you know it, but it's important the public know it. A report released by the White House today finds that health insurance premiums in states have gone up between 90 and 150 percent in the last decade, far faster than wages and inflation.
...All around the country -- all around the country we're seeing these gaps widen. And all in all, there was a 5.5 percent rise in premiums for families just this past year. During this Great Recession, when inflation actually fell [point] 7 percent. Inflation fell [point] 7 percent, and premiums increased 5.5 percent.
So the soaring premiums are not only hurting families and killing small businesses, they're hurting our competitive position all around the world. But as the report points out, they're hurting -- they're hurting our whole free enterprise system. They're hurting our ability to compete -- the business -- of business competing internationally.
...To state the obvious, this is simply an unsustainable position. Families, businesses, state budgets, our national economy -- all demand a significant change. And you're stuck in the middle of it all. You're stuck in the middle of it all. You read the letters. You see the tears. The people -- if it's like my state of Delaware and a lot of small states, people actually importune you on the street. They know who you are. They know your job. They come up to you. I'll bet you if I went around the room of insurance commissioners here, and ask you just to give me 10 stories, 10 stories you know first-hand from people literally approaching you -- at your home, your neighborhood, the grocery store, the football game, church -- it would be a literal saga. Well, it's happening all across America.
...I want to restore stability in our health care system. And there are basic ground rules we need right now. One, no discrimination for preexisting conditions; no exorbitant out-of-pocket expenses, deductible or copays; no cost sharing for preventive care; no dropping of coverage for the seriously ill; no gender discrimination; no annual lifetime caps on coverage -- (applause) -- extended coverage for young adults; guaranteed insurance renewal.
...And far from running insurance companies out of business, we will be building the best thing about today's -- building on the best things about today's system, with more competition, more choice for customers -- and for the insurance companies, more customers, paying customers.
So when our critics say -- the third argument I hear is they say, well, this is not a moral issue. And some of us say there is a moral component to this. Well, tell that to the father who is fighting cancer and is told that his insurance won't cover any more treatment, because he's reached the annual limits. Tell that to a little girl who is in a full body cast, requires speech and physical therapy to recover only to be denied coverage for that therapy because it's deemed "maintenance" rather than "recovery." I could go to you and you could give me 25 other stories about why this is and does have a moral component to it. Or the mother with a diabetic child who is trying to cover the cost of insulin her child needs just to stay alive.
...So there's got to be a solution. Now, I'm confident that the one we are proposing is just the solution we need. But let's face it. Let's face it, there's a dire need to make this work. According to a stark report issued last week at Harvard University, as many as 45,000 people per year die owing to a lack of health insurance -- 45,000 individuals, according to a Harvard study. How is that possible?
...If we do nothing, in 10 years one in every $5 Americans earn will be spent on health care; in 30 years, one out of every $3 will be spent on health care if we do not bend the cost curve. Spending by the federal government on Medicare and Medicaid alone will be 15 percent of GDP by 2040 -- it's now about 5 percent. Right now about 46 percent of health care is government funded through Medicare and Medicaid.
...You support reform. You've said it in your health care reform principles. You said we need to protect consumers and increase the affordability and access to insurance. You all get it. You know better than almost anyone about the inefficiencies, the cost shifting -- the bad practices that presently corrode our health care system. You know these reforms will only serve to strengthen the vital work that you do each and every day. You're the best equipped to educate consumers. You are the best equipped to field complaints. You're the best equipped to serve as a critical line of defense against the abuse and fraud that had crushed families, crushed businesses, and crushed the dreams of millions of Americans. And you'll remain so.
Folks, the problem is real. The need for reform is acute, and the time is now. The poet Virgil once said the greatest wealth is health. The greatest wealth is health. Well, we're here to improve America's health, and in the process not incidentally secure and maintain America's wealth. They are not separable.
Vice President Biden also spoke about reform as a "moral issue," noting that no one can truly be secure in their insurance with our current system. Check out highlights from the speech below, or read the full remarks at WhiteHouse.gov.
You understand first-hand this crisis. You've seen the impact on families, and on businesses, of the skyrocketing insurance premiums. You've seen the pressure it places on hard-working Americans and on businesses, who in my view overwhelmingly want to do the right thing by their employees by providing health -- decent health coverage, but are put in a really difficult spot.
And you're working hard each and every day to combat these problems and to stop the unjustifiable increases in health care costs and insurance costs, I should say, in just as -- just look at what you've been up against. I know you know it, but it's important the public know it. A report released by the White House today finds that health insurance premiums in states have gone up between 90 and 150 percent in the last decade, far faster than wages and inflation.
...All around the country -- all around the country we're seeing these gaps widen. And all in all, there was a 5.5 percent rise in premiums for families just this past year. During this Great Recession, when inflation actually fell [point] 7 percent. Inflation fell [point] 7 percent, and premiums increased 5.5 percent.
So the soaring premiums are not only hurting families and killing small businesses, they're hurting our competitive position all around the world. But as the report points out, they're hurting -- they're hurting our whole free enterprise system. They're hurting our ability to compete -- the business -- of business competing internationally.
...To state the obvious, this is simply an unsustainable position. Families, businesses, state budgets, our national economy -- all demand a significant change. And you're stuck in the middle of it all. You're stuck in the middle of it all. You read the letters. You see the tears. The people -- if it's like my state of Delaware and a lot of small states, people actually importune you on the street. They know who you are. They know your job. They come up to you. I'll bet you if I went around the room of insurance commissioners here, and ask you just to give me 10 stories, 10 stories you know first-hand from people literally approaching you -- at your home, your neighborhood, the grocery store, the football game, church -- it would be a literal saga. Well, it's happening all across America.
...I want to restore stability in our health care system. And there are basic ground rules we need right now. One, no discrimination for preexisting conditions; no exorbitant out-of-pocket expenses, deductible or copays; no cost sharing for preventive care; no dropping of coverage for the seriously ill; no gender discrimination; no annual lifetime caps on coverage -- (applause) -- extended coverage for young adults; guaranteed insurance renewal.
...And far from running insurance companies out of business, we will be building the best thing about today's -- building on the best things about today's system, with more competition, more choice for customers -- and for the insurance companies, more customers, paying customers.
So when our critics say -- the third argument I hear is they say, well, this is not a moral issue. And some of us say there is a moral component to this. Well, tell that to the father who is fighting cancer and is told that his insurance won't cover any more treatment, because he's reached the annual limits. Tell that to a little girl who is in a full body cast, requires speech and physical therapy to recover only to be denied coverage for that therapy because it's deemed "maintenance" rather than "recovery." I could go to you and you could give me 25 other stories about why this is and does have a moral component to it. Or the mother with a diabetic child who is trying to cover the cost of insulin her child needs just to stay alive.
...So there's got to be a solution. Now, I'm confident that the one we are proposing is just the solution we need. But let's face it. Let's face it, there's a dire need to make this work. According to a stark report issued last week at Harvard University, as many as 45,000 people per year die owing to a lack of health insurance -- 45,000 individuals, according to a Harvard study. How is that possible?
...If we do nothing, in 10 years one in every $5 Americans earn will be spent on health care; in 30 years, one out of every $3 will be spent on health care if we do not bend the cost curve. Spending by the federal government on Medicare and Medicaid alone will be 15 percent of GDP by 2040 -- it's now about 5 percent. Right now about 46 percent of health care is government funded through Medicare and Medicaid.
...You support reform. You've said it in your health care reform principles. You said we need to protect consumers and increase the affordability and access to insurance. You all get it. You know better than almost anyone about the inefficiencies, the cost shifting -- the bad practices that presently corrode our health care system. You know these reforms will only serve to strengthen the vital work that you do each and every day. You're the best equipped to educate consumers. You are the best equipped to field complaints. You're the best equipped to serve as a critical line of defense against the abuse and fraud that had crushed families, crushed businesses, and crushed the dreams of millions of Americans. And you'll remain so.
Folks, the problem is real. The need for reform is acute, and the time is now. The poet Virgil once said the greatest wealth is health. The greatest wealth is health. Well, we're here to improve America's health, and in the process not incidentally secure and maintain America's wealth. They are not separable.
Sunday, September 13, 2009
Beema Samiti tightened the issuance of insurance policies in credit basis!!!
Request to visit the given link. The news can be useful to you.
http://www.ekantipur.com/news/news-detail.php?news_id=300114
Thanks & Regards,
Sanjib
http://www.ekantipur.com/news/news-detail.php?news_id=300114
Thanks & Regards,
Sanjib
Monday, September 7, 2009
My article at News Portal !!!
Pleased to inform that my article has been published at the News Portal of Weekly Nepal and Desh Bikash Weekly Newspaper.
The full article is available at:
The Original Article has just been published Beema Samiti (Insurance Board of Nepal) - 'Insurance News and Views' (Year 8, Issue 28-30, Kartik 065 - Shrawan 066).
Hopefully, it will be available at http://bsib.org.np/new/index.php?option=download&id=59 within couple of days.
Feedback expected.
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